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Best coupon and discount sites to save you money
In the past, we had to hunt for discounts in the local shops and cut coupons from the newspapers and magazines to pay less for the goods and services we wanted to purchase. Now, things are much easier because most sites also offer some form of discounts in the form of cashback, coupons, or other deals. There are also specialized coupon and discount sites, allowing you to source deals from the comfort of your couch. Many of them also have a friend referral program, meaning that you get an extra bonus if a friend of yours uses the site as well.
So, let's look at the best coupon and discount sites that are worth bookmarking.
Coupons.com
Using this site, you can check for deals near you by entering your ZIP code. You will also find cashback offers and loyalty coupons.
Browse through the items, pick the ones you need, print the coupon, and take it to the store t...Read More
Category:Money Management
Tags: budget, cashbacks, coupons, deals, discounts, expenses, money-saving app, shopping
10 signs you need help managing your money
Is it time to change your money habits, talk to a credit counselor or a financial coach? We all fall behind every now and then, but if you seem to always be financially stuck – you may need a bit of outside help – and there’s no shame in that.
You have no idea where your money goes or whether your card will be accepted
It seems that your paycheck arrives on time every month, however, the respective amount of money suddenly disappears just in a couple of days and you have no idea where it went. A similar sign is if you are standing at the line in the supermarket trying to calculate the cost for all your purchases as you are not sure whether your credit card will be declined as you are already over the limit. If this has happened more than two consecutive months, then it is a sure sign you need to seek help for your finances.
Your credit card is often declined
If your credit card gets declined too often it is a sure s...Read More
Category:Money Management
Tags: bank balance, budget, credit history, expenses, financial, financial adviser, financial issues, income source, invest, investment, liquid accounts, liquid assets, liquidity, money market account, personal loan, saving account, title loan
Understanding different types of Liquid Accounts
If you need quick and easy access to your money, then you need a liquid account. In order to better understand liquid accounts, let's define liquidity and liquid assets.
Liquidity determines how fast an asset can be converted into cash. If the asset can be sold quickly and with little impact on its value, then it can be defined as a liquid asset. Examples are: bank accounts, shares of stock, bonds and money market accounts.
A good example of a non-liquid asset is real estate, since it may take a few months to sell it and get the money you need. If you need urgent cash, you might be forced to sell the real estate quickly and with a significant loss.
Bank accounts are one of the most common liquid assets. There are three main types of accounts that are considered liquid assets—checking account, savings account, and money market account—since you can easily make withdrawals. Certain certificates of deposit (CDs) also give you the opportunity to ...Read More
Category:Money Management
Tags: bank balance, certificates of deposit, checking account, financial adviser, financial issues, investment, liquid accounts, liquid assets, liquidity, money market account, saving account
5 Unusual Weekend Getaways in Long Beach CA
Long Beach is a coastal California city, which is becoming more popular among tourists for its interesting attractions and mild weather. Its proximity to LA is also a plus and makes it a great option for a weekend getaway. No matter if you are a visitor in Long Beach CA or you live there, there are several ways to spend the weekend in the city, from walking in the parks to a family day on the beach. However, there are a few unusual getaways, that you need to consider if you are staying in Long Beach for the weekend. Here are five of the best weekend getaways that you can choose from:
A Gondola Ride at the Canals of Naples Island
If you are looking for a romantic way to spend the weekend, think about sunset, gondolas, and serenades. Venice, Italy is the city usually associated with this type of experience; however, Long Beach, California offers a serene gondola ride that will make y...Read More
Category:Long Beach
Tags: hiking, Long Beach, weekend getaway
7 Things you can do this year to improve your credit
Whether you want to purchase a house or a new car, you need a good credit score to get approved and get a decent interest rate.
There are things you can do to improve your credit score. However, the process takes time because your score shows your money management habits over a several-year span. Here’s what you can do today to improve your score.
Pay bills on time
Late or missed payments are a credit score killer. One way to make sure you pay on time is to set up a monthly payment with your bank. Don’t make the mistake to schedule the payment for the day it’s due. Instead, schedule it for a day after you get paid. Otherwise, you risk running short of money when the due date comes.
Alternatively, create a calendar event on your phone. There are plenty of scheduling apps that will remind you of payment due dates. It will only take a minute or two to set it up.