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Top 5 Mistakes you are making when you Borrow Money
It has happened to most of us. We run into some financial trouble and end up borrowing from friends, relatives or lending institutions. Often times though, we are so focused on the problem that we hope to solve with the Money that don't consider the cost and consequences of borrowing.
Here are five most common mistakes that you make when borrowing money.
Not taking the time to research current rates and consider all options
When you need money, no matter if it is to repay debt or buy a new car, borrowing is the easy means to an end. There are many options that you can choose from – some more traditional like bank loans, more emotional – like family or friends, more innovative – like peer lending, or quicker – like payday loans or car title loans. They all offer different terms and conditions, rates and repayment options and entail different risks in the event of default. It is critical to evaluate your current financial situation, credit, actual financial needs and future repayment options before borrowing. Someti...Read More
Category:Money Management
Tags: borrow money, budget, car title loans, credit score, repayment
Best Budgeting Apps: Keep track of your income, spending and saving with ease
Like everyone else, you are probably doing these two things every day:
- Looking at your smartphone to check Facebook, read your email, check the weather, count your steps or simply play a game.
- Wondering where all your money went.
Keep track of your income, spending and saving with a budgeting app. Turn your smartphone into a personal financial advisor and let it do the budgeting for you.
Downloading a budget app is a simple way to create a budget, learn new positive financial habits and avoid costly mistakes.
How to choose a budgeting app
A good budgeting app:
- Is free – if you are on a budget, you don’t have the extra money to spend on apps.
- Saves time – the app should streamline typical budgeting activities, like allowing you to scan or take a picture of your receipts, calculating automatically how much you spent or being able to connect to all your devices or accounts, etc.
- Tracks your expenses –...Read More
Category:Money Management
Tags: bank balance, budget, Budgeting, expenses, financial adviser, Free Android/IOS Apps, investment, Loan
10 Amazing Restaurants in Long Beach CA you should try this weekend
Long Beach has a number of great places to eat. If you’re planning on eating out this weekend, we have a few suggestions for restaurants you won’t want to miss.
10. Beer Belly
If you are a beer person and value a glass of high-quality brew, you should definitely stop by Beer Belly. You probably heard about them after their success in Koreatown, and now they have opened an amazing restaurant in Long Beach, too. They will impress you with a wide selection of hyper-local craft beers. Here you’re likely to find the moistest turkey burger you’ve ever had, or delicious duck fat fries. The location is great, the service is excellent and there is no reason why you shouldn’t give this place a try.
9. Plunge
Now, this is mostly about the beach view. It is just marvelous. If you are the type of person who appreciates the opportunity to admire beautiful s...Read More
Category:Long Beach
Tags: Awesome Food, Long Beach, Restaurants
7 Best Family SUVs 2017-2018
It’s been a long time since SUVs were frowned upon as being cumbersome, heavy-cargo vehicles, designed for off-road. They’ve proven themselves as the car of choice for families with kids and car manufacturers have been trying to make them even more appealing to those customers.
This year brought us some really nice models from Toyota, Jeep, and Ranger Rover, as well as brands which – until recently – were hardly associated with “family” cars like Bentley and Porsche. Now 2018 promises even broader range of SUV models to be presented to the market. Their features are already announced and it is clear what we can expect. It is going to be hard to pick one that’s best, but perhaps our list will help you choose the one that’s best for you.
1. 2017 Toyota 4Runner
This old-school SUV will get your vote if you are a fan of tough-looking vehicles. The 2017 TRD Pro comes with the impressive 270 h...Read More
Category:Cars
Tags: auto, Car, SUV
Printable Auto Maintenance Checklist
Do you spend a lot of time in your car? Then you know how important it is to keep it well-maintained. If you want to save money and prevent major mishaps, you should know what to check and how often to do it. Here are a few tips from the pros, as well as a printable auto maintenance checklist to keep you organized.
Why regular maintenance is important
Most of us truly cannot imagine our everyday routine without a car. Going to work, picking kids up from school or other activities, shopping or traveling all require having a reliable vehicle that won't leave you stuck in the middle of the road. Therefore, it is important to get into the habit of regularly checking and maintaining your car in order to:- Prevent expensive repairs – you will save a lot of money if you keep an eye on the general condition of the car and especially by checking fluids. Make sure all levels are in accordance with your manufacturer's recommendations and you will be able to avoid major damage;
- Avoid unexpected problems with the car while traveling – this is important to keep in mind since it will not only prevent unexpected breakdowns but may ...Read More
Category:Car Maintenance
Tags: auto, auto maintenance